Spring money-saving tips for homeowners

Winter can be an expensive time of year, what with festive celebrations and high energy bills – but spring is the perfect season to get your finances in order. There are many ways you can save money over the warmer months, so take a look at these penny-pinching tips.

Consolidate credit cards

If you owe money to multiple lenders, credit card consolidation with plastic that offers a lower interest rate could help you get out of the red. This will help bring your outgoings down and allow you to pay off your debt quickly – considering you make regular payments. As a rule, try to pay more than the minimum you’re required to, as this will also keep your borrowing costs down.

Reduce your utility bills

With energy bills set to soar, it’s a good idea to cut costs wherever possible. Going green will protect your bank balance and the environment, so switch to energy-efficient light bulbs, readjust your heating controls to suit the warmer season and try not to waste water unnecessarily. As the nights draw out, you should also make the most of the sun’s rays and avoid turning lights on out of habit.

Redecorate on a budget

With spring in the air, many people will be thinking about redecorating in time for summer. Maintenance and repairs can be costly, so draw up a realistic budget and shop around for the best value paint or wallpaper. If you’re doing things on a shoestring, stick to one colour or pattern and do your research before making a purchase. Remember, big name products are not always better than home brands, so order some samples and testers if you can.

Buy products in season

Last year was the wettest for one hundred years. The rainfall destroyed crops, which has led to an increase in food prices. This is bad news for many families, so try to keep prices down by buying things in season. Fresh, leafy vegetables are great at this time of year and asparagus is ideal as a side dish or as part of a soup. Herbs such as parsley and basil should also taste pretty spectacular at the moment, so shop around and see what you can find. Keep cash to hand if you visit the market and use a low interest credit card or debit card for online payments.

Saving money is easier than you might think, so give it a go throughout spring 2013 and beyond!

Comments

  1. nice blog.

Speak Your Mind

*