How to Handle Dormant Credit Cards

Having a high credit card limit is like hitting the credit lottery. The higher your available credit limit, the easier it will be to carry a balance, yet still raise your credit score. Most people are worried about the credit cards that they use, but you should also think about what to do when yourContinue Reading …

How to make online shopping easier, and more profitable

For many people, online shopping is a far quicker, easier and more convenient way to purchase than trawling up and down the High Street for hours. Sales can be found in seconds, and purchases made just as quickly via credit cards. For others who are less tech savvy, however, online shopping can be a bit of aContinue Reading …

Eliminating Debt on Your Own

Unsecured debt is becoming a big problem for the average American consumer. Credit card debt is now the third largest source of debt in the U.S. and the average credit user owes over $15,000 to their creditors. When you rely too much on your credit cards to get by when you have shortfalls in yourContinue Reading …

Holidays, Gift Giving and Over Spending

We all approach the holiday season with the best intentions of giving to those we love and those less fortunate.Often we forget that we may be in need more this season ourselves. Sometimes are hearts are bigger than our wallets.  I remember when my oldest was still home and young I use to break myself to get her everything she hadContinue Reading …